{"id":857,"date":"2026-05-07T11:22:32","date_gmt":"2026-05-07T11:22:32","guid":{"rendered":"https:\/\/ventosurbanos.pt\/home\/credito\/?p=857"},"modified":"2026-05-07T17:39:39","modified_gmt":"2026-05-07T17:39:39","slug":"taxas-de-juro-variaveis-setembro-2025-euribor","status":"publish","type":"post","link":"https:\/\/ventosurbanos.pt\/home\/credito\/taxas-de-juro-variaveis-setembro-2025-euribor\/","title":{"rendered":"Taxas de juro vari\u00e1veis &#8211; MAIO 2026 &#8211; Euribor"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"857\" class=\"elementor elementor-857\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cd1f4f0 e-flex e-con-boxed e-con e-parent\" data-id=\"5cd1f4f0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71110f07 elementor-widget elementor-widget-text-editor\" data-id=\"71110f07\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Veja o que aumentar\u00e1 ou diminuir\u00e1 com as novas taxas Euribor que entram em vigor a 01\/05\/2026.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Os contratos de empr\u00e9stimo a taxa vari\u00e1vel que se iniciem no m\u00eas de Maio de 2026, assim como os empr\u00e9stimos a taxa vari\u00e1vel que se renovam no m\u00eas de Maio de 2026, ficar\u00e3o sujeitos \u00e0s seguintes taxas EURIBOR:<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Prazo a 3 (tr\u00eas) meses \u2013 2,175%;<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Prazo a 6 (seis) meses \u2013 2,454%;<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Prazo 12 (doze) meses \u2013 2,747%<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Para as escrituras que se realizem em Maio 26\u00a0 h\u00e1 uma nova subida das taxas Juro Euribor, algo que j\u00e1 se verifica desde Agosto, para os prazos de 3 e 6 meses. Para o prazo de 12 meses essa subida come\u00e7ou em Setembro.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Nas renova\u00e7\u00f5es de cr\u00e9dito verifica-se que em Maio 26 h\u00e1 um aumento da Euribor para os contratos a 3 meses relativamente \u00e0 taxa que se verificava em Outubro 25 (maior custo para o propriet\u00e1rio). Nas renova\u00e7\u00f5es a 6 meses h\u00e1 uma subida da taxa de juro que se verificava no per\u00edodo anterior. Nas\u00a0 renova\u00e7\u00f5es a 12 meses tamb\u00e9m se verifica uma subida de custo das presta\u00e7\u00f5es para os consumidores.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Tenha em considera\u00e7\u00e3o que as taxas EURIBOR que s\u00e3o aplicadas em Maio de 2026 correspondem \u00e0s taxas m\u00e9dias mensais que se verificaram no mercado em Abril de 2026.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>No quadro que se segue poder\u00e1 verificar quanto \u00e9 que se reduzir\u00e1 ou aumentar\u00e1, aproximadamente, o valor que pagar\u00e1 por cada presta\u00e7\u00e3o.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:shortcode --><\/p>\n<div class=\"gswpts_tables_container gswpts_table_1 collapse_style gswpts_default-style\" id=\"1\" data-table_name=\"Taxas de Juro\" 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data-url=\"https:\/\/docs.google.com\/spreadsheets\/d\/12Op9D5SrA-0q68xdO_qvXobTghyhmtFIa7agogT8na0\/edit?usp=sharing\"><div class=\"gswpts_tables_content\"><h3 class=\"swptls-table-title hidden\" id=\"swptls-table-title\">Taxas de Juro<\/h3><table id=\"create_tables\" class=\"ui celled display table gswpts_tables\" style=\"width:100%;--pagination_center: ;--pagination-colors: #828282;\"><thead><tr><th style=\"\" class=\"thead-item \" data-merge=\"[1,7]\">MAIO 2026 &#8211; TAXAS DE JURO DOS EMPR\u00c9STIMOS CR\u00c9DITO HABITA\u00c7\u00c3O<\/th><th style=\"\" class=\"thead-item \" ><\/th><th style=\"\" class=\"thead-item \" ><\/th><th style=\"\" class=\"thead-item \" ><\/th><th style=\"\" class=\"thead-item \" ><\/th><th style=\"\" class=\"thead-item \" ><\/th><th style=\"\" class=\"thead-item \" ><\/th><\/tr><\/thead><tbody><tr class=\"gswpts_rows row_1 \" data-index=\"1\"><td   colspan=\"1\"  rowspan=\"2\" class=\" parentCellstart\" data-merge=\"[1,2]\" data-index=\"[1,1]\" data-column=\"0\" data-content=\"MAIO 2026 - TAXAS DE JURO DOS EMPR\u00c9STIMOS CR\u00c9DITO HABITA\u00c7\u00c3O: &nbsp;\" class=\"cell_index_1-1   wrap_style\" style=\"\" data-row=\"1\"><div class=\"cell_div mergeCellStart\">TAXAS E DENOMINA\u00c7\u00d5ES<\/div><\/td><td   colspan=\"2\"  rowspan=\"1\" class=\" parentCellstart\" data-merge=\"[2,1]\" data-index=\"[2,1]\" data-column=\"1\" data-content=\": &nbsp;\" class=\"cell_index_2-1   wrap_style\" style=\"\" data-row=\"1\"><div class=\"cell_div mergeCellStart\">EURIBOR 3 MESES<\/div><\/td><td  data-index=\"[3,1]\" data-column=\"2\" data-content=\": &nbsp;\" class=\"cell_index_3-1   wrap_style\" style=\"\" data-row=\"1\"><div class=\"cell_div\"><\/div><\/td><td   colspan=\"2\"  rowspan=\"1\" class=\" parentCellstart\" data-merge=\"[2,1]\" data-index=\"[4,1]\" data-column=\"3\" data-content=\": &nbsp;\" class=\"cell_index_4-1   wrap_style\" style=\"\" data-row=\"1\"><div class=\"cell_div mergeCellStart\">EURIBOR 6 MESES<\/div><\/td><td  data-index=\"[5,1]\" data-column=\"4\" data-content=\": &nbsp;\" class=\"cell_index_5-1   wrap_style\" style=\"\" data-row=\"1\"><div class=\"cell_div\"><\/div><\/td><td   colspan=\"2\"  rowspan=\"1\" class=\" parentCellstart\" data-merge=\"[2,1]\" data-index=\"[6,1]\" data-column=\"5\" data-content=\": &nbsp;\" class=\"cell_index_6-1   wrap_style\" style=\"\" data-row=\"1\"><div class=\"cell_div mergeCellStart\">EURIBOR 12 MESES<\/div><\/td><td  data-index=\"[7,1]\" data-column=\"6\" data-content=\": &nbsp;\" class=\"cell_index_7-1   wrap_style\" style=\"\" data-row=\"1\"><div class=\"cell_div\"><\/div><\/td><\/tr><tr class=\"gswpts_rows row_2 \" data-index=\"2\"><td  data-index=\"[1,2]\" data-column=\"0\" data-content=\"MAIO 2026 - TAXAS DE JURO DOS EMPR\u00c9STIMOS CR\u00c9DITO HABITA\u00c7\u00c3O: &nbsp;\" class=\"cell_index_1-2   wrap_style\" style=\"\" data-row=\"2\"><div class=\"cell_div\"><\/div><\/td><td  data-index=\"[2,2]\" data-column=\"1\" data-content=\": &nbsp;\" class=\"cell_index_2-2   wrap_style\" style=\"\" data-row=\"2\"><div class=\"cell_div\">M\u00caS<\/div><\/td><td  data-index=\"[3,2]\" data-column=\"2\" data-content=\": &nbsp;\" class=\"cell_index_3-2   wrap_style\" style=\"\" data-row=\"2\"><div class=\"cell_div\">TAXA<\/div><\/td><td  data-index=\"[4,2]\" data-column=\"3\" data-content=\": &nbsp;\" class=\"cell_index_4-2   wrap_style\" style=\"\" data-row=\"2\"><div class=\"cell_div\">M\u00caS<\/div><\/td><td  data-index=\"[5,2]\" data-column=\"4\" data-content=\": &nbsp;\" class=\"cell_index_5-2   wrap_style\" style=\"\" data-row=\"2\"><div class=\"cell_div\">TAXA<\/div><\/td><td  data-index=\"[6,2]\" data-column=\"5\" data-content=\": &nbsp;\" class=\"cell_index_6-2   wrap_style\" style=\"\" data-row=\"2\"><div class=\"cell_div\">M\u00caS<\/div><\/td><td  data-index=\"[7,2]\" data-column=\"6\" data-content=\": &nbsp;\" class=\"cell_index_7-2   wrap_style\" style=\"\" data-row=\"2\"><div class=\"cell_div\">TAXA<\/div><\/td><\/tr><tr class=\"gswpts_rows row_3 \" data-index=\"3\"><td  data-index=\"[1,3]\" data-column=\"0\" data-content=\"MAIO 2026 - TAXAS DE JURO DOS EMPR\u00c9STIMOS CR\u00c9DITO HABITA\u00c7\u00c3O: &nbsp;\" class=\"cell_index_1-3   wrap_style\" style=\"\" data-row=\"3\"><div class=\"cell_div\">TAXA ACTUAL<\/div><\/td><td  data-index=\"[2,3]\" data-column=\"1\" data-content=\": &nbsp;\" class=\"cell_index_2-3   wrap_style\" style=\"\" data-row=\"3\"><div class=\"cell_div\">maio 2026<\/div><\/td><td  data-index=\"[3,3]\" data-column=\"2\" data-content=\": &nbsp;\" class=\"cell_index_3-3   wrap_style\" style=\"\" data-row=\"3\"><div class=\"cell_div\">2,175%<\/div><\/td><td  data-index=\"[4,3]\" data-column=\"3\" data-content=\": &nbsp;\" class=\"cell_index_4-3   wrap_style\" style=\"\" data-row=\"3\"><div class=\"cell_div\">maio 2026<\/div><\/td><td  data-index=\"[5,3]\" data-column=\"4\" data-content=\": &nbsp;\" class=\"cell_index_5-3   wrap_style\" style=\"\" data-row=\"3\"><div class=\"cell_div\">2,454%<\/div><\/td><td  data-index=\"[6,3]\" data-column=\"5\" data-content=\": &nbsp;\" class=\"cell_index_6-3   wrap_style\" style=\"\" data-row=\"3\"><div class=\"cell_div\">maio 2026<\/div><\/td><td  data-index=\"[7,3]\" data-column=\"6\" data-content=\": &nbsp;\" class=\"cell_index_7-3   wrap_style\" style=\"\" data-row=\"3\"><div class=\"cell_div\">2,747%<\/div><\/td><\/tr><tr class=\"gswpts_rows row_4 \" data-index=\"4\"><td  data-index=\"[1,4]\" data-column=\"0\" data-content=\"MAIO 2026 - TAXAS DE JURO DOS EMPR\u00c9STIMOS CR\u00c9DITO HABITA\u00c7\u00c3O: &nbsp;\" class=\"cell_index_1-4   wrap_style\" style=\"\" data-row=\"4\"><div class=\"cell_div\">TAXA VERIFICADA PER\u00cdODO ANTERIOR<\/div><\/td><td  data-index=\"[2,4]\" data-column=\"1\" data-content=\": &nbsp;\" class=\"cell_index_2-4   wrap_style\" style=\"\" data-row=\"4\"><div class=\"cell_div\">fevereiro 2026<\/div><\/td><td  data-index=\"[3,4]\" data-column=\"2\" data-content=\": &nbsp;\" class=\"cell_index_3-4   wrap_style\" style=\"\" data-row=\"4\"><div class=\"cell_div\">2,028%<\/div><\/td><td  data-index=\"[4,4]\" data-column=\"3\" data-content=\": &nbsp;\" class=\"cell_index_4-4   wrap_style\" style=\"\" data-row=\"4\"><div class=\"cell_div\">novembro 2025<\/div><\/td><td  data-index=\"[5,4]\" data-column=\"4\" data-content=\": &nbsp;\" class=\"cell_index_5-4   wrap_style\" style=\"\" data-row=\"4\"><div class=\"cell_div\">2,107%<\/div><\/td><td  data-index=\"[6,4]\" data-column=\"5\" data-content=\": &nbsp;\" class=\"cell_index_6-4   wrap_style\" style=\"\" data-row=\"4\"><div class=\"cell_div\">maio 2025<\/div><\/td><td  data-index=\"[7,4]\" data-column=\"6\" data-content=\": &nbsp;\" class=\"cell_index_7-4   wrap_style\" style=\"\" data-row=\"4\"><div class=\"cell_div\">2,143%<\/div><\/td><\/tr><tr class=\"gswpts_rows row_5 \" data-index=\"5\"><td  data-index=\"[1,5]\" data-column=\"0\" data-content=\"MAIO 2026 - TAXAS DE JURO DOS EMPR\u00c9STIMOS CR\u00c9DITO HABITA\u00c7\u00c3O: &nbsp;\" class=\"cell_index_1-5   wrap_style\" style=\"\" data-row=\"5\"><div class=\"cell_div\">VARIA\u00c7\u00c3O<\/div><\/td><td  data-index=\"[2,5]\" data-column=\"1\" data-content=\": &nbsp;\" class=\"cell_index_2-5   wrap_style\" style=\"\" data-row=\"5\"><div class=\"cell_div\">MAIO 2026 &#8211; FEVEREIRO 2026<\/div><\/td><td  data-index=\"[3,5]\" data-column=\"2\" data-content=\": &nbsp;\" class=\"cell_index_3-5   wrap_style\" style=\"\" data-row=\"5\"><div class=\"cell_div\">0,147%<\/div><\/td><td  data-index=\"[4,5]\" data-column=\"3\" data-content=\": &nbsp;\" class=\"cell_index_4-5   wrap_style\" style=\"\" data-row=\"5\"><div class=\"cell_div\">MAIO 2026 &#8211; NOVEMBRO 2025<\/div><\/td><td  data-index=\"[5,5]\" data-column=\"4\" data-content=\": &nbsp;\" class=\"cell_index_5-5   wrap_style\" style=\"\" data-row=\"5\"><div class=\"cell_div\">0,347%<\/div><\/td><td  data-index=\"[6,5]\" data-column=\"5\" data-content=\": &nbsp;\" class=\"cell_index_6-5   wrap_style\" style=\"\" data-row=\"5\"><div class=\"cell_div\">MAIO 2026 &#8211; MAIO 2025<\/div><\/td><td  data-index=\"[7,5]\" data-column=\"6\" data-content=\": &nbsp;\" class=\"cell_index_7-5   wrap_style\" style=\"\" data-row=\"5\"><div class=\"cell_div\">0,604%<\/div><\/td><\/tr><tr class=\"gswpts_rows row_6 \" data-index=\"6\"><td  data-index=\"[1,6]\" data-column=\"0\" data-content=\"MAIO 2026 - TAXAS DE JURO DOS EMPR\u00c9STIMOS CR\u00c9DITO HABITA\u00c7\u00c3O: &nbsp;\" class=\"cell_index_1-6   wrap_style\" style=\"\" data-row=\"6\"><div class=\"cell_div\">VALOR A ACTUALIZAR POR CADA 1 000 \u20ac<\/div><\/td><td  data-index=\"[2,6]\" data-column=\"1\" data-content=\": &nbsp;\" class=\"cell_index_2-6   wrap_style\" style=\"\" data-row=\"6\"><div class=\"cell_div\">MAIO 2026 a AGOSTO 2026<\/div><\/td><td  data-index=\"[3,6]\" data-column=\"2\" data-content=\": &nbsp;\" class=\"cell_index_3-6   wrap_style\" style=\"\" data-row=\"6\"><div class=\"cell_div\">\u20ac1,47<\/div><\/td><td  data-index=\"[4,6]\" data-column=\"3\" data-content=\": &nbsp;\" class=\"cell_index_4-6   wrap_style\" style=\"\" data-row=\"6\"><div class=\"cell_div\">MAIO 2026  a NOVEMBRO 2026<\/div><\/td><td  data-index=\"[5,6]\" data-column=\"4\" data-content=\": &nbsp;\" class=\"cell_index_5-6   wrap_style\" style=\"\" data-row=\"6\"><div class=\"cell_div\">\u20ac3,47<\/div><\/td><td  data-index=\"[6,6]\" data-column=\"5\" data-content=\": &nbsp;\" class=\"cell_index_6-6   wrap_style\" style=\"\" data-row=\"6\"><div class=\"cell_div\">MAIO 2026 a MAIO 2027<\/div><\/td><td  data-index=\"[7,6]\" data-column=\"6\" data-content=\": &nbsp;\" class=\"cell_index_7-6   wrap_style\" style=\"\" data-row=\"6\"><div class=\"cell_div\">\u20ac6,04<\/div><\/td><\/tr><\/tbody><\/table> <input type=\"hidden\" class=\"swptls-extra-settings\" paging-align-data-id=\"\" paging-color-data-id=\"#828282\"><\/div><br\/><\/div><br><br>\n<p><!-- \/wp:shortcode --><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f8f484 e-flex e-con-boxed e-con e-parent\" data-id=\"9f8f484\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e6020e e-flex e-con-boxed e-con e-parent\" data-id=\"1e6020e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cba294f e-flex e-con-boxed e-con e-parent\" data-id=\"cba294f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-804e8c7 e-flex e-con-boxed e-con e-parent\" data-id=\"804e8c7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5a4f20 e-flex e-con-boxed e-con e-parent\" data-id=\"a5a4f20\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90aec71 e-flex e-con-boxed e-con e-parent\" data-id=\"90aec71\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Veja o que aumentar\u00e1 ou diminuir\u00e1 com as novas taxas Euribor que entram em vigor a 01\/05\/2026. 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