{"id":475,"date":"2022-07-25T19:57:34","date_gmt":"2022-07-25T19:57:34","guid":{"rendered":"https:\/\/ventosurbanos.pt\/home\/credito\/?page_id=475"},"modified":"2022-07-25T20:03:52","modified_gmt":"2022-07-25T20:03:52","slug":"termos_info","status":"publish","type":"page","link":"https:\/\/ventosurbanos.pt\/home\/credito\/termos_info\/","title":{"rendered":"Informa\u00e7\u00e3o Atividade"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"475\" class=\"elementor elementor-475\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-effa2e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"effa2e9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-443c765\" data-id=\"443c765\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-00a0357 elementor-widget elementor-widget-spacer\" data-id=\"00a0357\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e891121 elementor-widget elementor-widget-heading\" data-id=\"e891121\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Informa\u00e7\u00f5es relativas \u00e0 atividade de Intermedia\u00e7\u00e3o de Cr\u00e9dito<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0208164 elementor-widget elementor-widget-spacer\" data-id=\"0208164\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3316aa2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3316aa2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d71c4c5\" data-id=\"d71c4c5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d2c7bc elementor-widget elementor-widget-text-editor\" data-id=\"8d2c7bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Desde 1 de Janeiro de 2018, os intermedi\u00e1rios de cr\u00e9dito est\u00e3o sujeitos \u00e0 supervis\u00e3o do Banco de Portugal.O regime jur\u00eddico que regula a atividade de intermedi\u00e1rio de cr\u00e9dito e a presta\u00e7\u00e3o de servi\u00e7os de consultoria relativamente a contratos de cr\u00e9dito \u2013 o Decreto-Lei n.\u00ba 81-C\/2017, de 7 de julho \u2013 entrou em vigor no dia 1 de janeiro de 2018 e prev\u00ea um regime transit\u00f3rio para a aplica\u00e7\u00e3o das suas disposi\u00e7\u00f5es.\u00a0Este diploma completa a transposi\u00e7\u00e3o das regras previstas na Diretiva n.\u00ba 2014\/17\/UE, do Parlamento Europeu e do Conselho, relativa a contratos de cr\u00e9dito a consumidores para im\u00f3veis destinados a habita\u00e7\u00e3o.\u00a0A Ventos Urbanos, Unipessoal LDA, com a experi\u00eancia que adquiriu ao longo dos anos nesta \u00e1rea de actua\u00e7\u00e3o, submeteu o seu pedido junto do BdP e o mesmo foi acolhido com \u00eaxito, com o n\u00famero de registo 0006134. De ora em diante, estamos autorizados para o exerc\u00edcio da actividade de intermedi\u00e1rio de cr\u00e9dito, na categoria de intermedi\u00e1rio de cr\u00e9dito vinculado ao abrigo do n.\u00ba 1 do artigo 20.\u00ba do regime jur\u00eddico que estabelece os requisitos de acesso e de exerc\u00edcio da actividade de intermedi\u00e1rio de cr\u00e9dito e da presta\u00e7\u00e3o de servi\u00e7os de consultoria, aprovado pelo Decreto-Lei n.\u00ba 81-C\/2017, de 7 de Julho (\u201cregime jur\u00eddico dos intermedi\u00e1rios de cr\u00e9dito\u201d).\u00a0A autoriza\u00e7\u00e3o que ora se concede compreende a presta\u00e7\u00e3o dos seguintes servi\u00e7os relativamente a contratos de cr\u00e9dito regulados pelo disposto no Decreto-Lei n.\u00ba 133\/2009, de 2 de Junho, na redac\u00e7\u00e3o em vigor:<\/p><ul><li style=\"list-style-type: none;\"><ul><li>Apresentando ou propondo contratos de cr\u00e9dito a consumidores;<\/li><li>Prestando assist\u00eancia a consumidores nos atos preparat\u00f3rios de contratos de cr\u00e9dito mesmo que n\u00e3o tenham sido apresentados ou propostos por si;<\/li><li>Celebrando contratos de cr\u00e9dito com consumidores em nome das institui\u00e7\u00f5es mutuantes;<\/li><\/ul><\/li><\/ul><p>\u00a0<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Informa\u00e7\u00f5es relativas \u00e0 atividade de Intermedia\u00e7\u00e3o de Cr\u00e9dito Desde 1 de Janeiro de 2018, os intermedi\u00e1rios de cr\u00e9dito est\u00e3o sujeitos \u00e0 supervis\u00e3o do Banco de Portugal.O regime jur\u00eddico que regula a atividade de intermedi\u00e1rio de cr\u00e9dito e a presta\u00e7\u00e3o de servi\u00e7os de consultoria relativamente a contratos de cr\u00e9dito \u2013 o Decreto-Lei n.\u00ba 81-C\/2017, de 7 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-475","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - 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